Our Services
Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debts secured on it
The Financial Conduct Authority does not regulate some forms of Buy to Lets
First Time Buyers
At Honeybee Mortgage Solutions I delight in helping first time buyers to ensure that you receive the most suitable rate available to you and your circumstances, whether that is through the Shared Ownership, Government Mortgage Guarantee Scheme or simply maximising your borrowing potential,
The house buying process can be very daunting so I will do everything I can to smooth the process for you and help you to understand how it works. I will be on hand for any questions, no matter how small and can liase with your solicitor and estate agent to help keep everyone on track.
Moving House
Moving house can generally be considered a significant life event, and can sometimes be a stressful process. I work with my clients from the early days of determining their maximum mortgage borrowing, through to Decisions in Principle and sourcing the right rate for you.
I can review your existing lender to help identify whether you could stay with them or move your mortgage elsewhere.
Remortgages and Rate Switches
When I review your existing mortgage, I will look at both new and your existing lender, looking to secure you the most suitable rate available.
I may be able to help you with securing a new rate with your existing lender and can be a suitable solution, but this will depend on your individual needs and circumstances.
Additional Borrowing
Additional Borrowing: You might want to borrow additional money, perhaps to extend and renovate your property, consolidate some debt or free up some equity. I can help you with your mortgage application, assess your needs and circumstances and help advice and recommend a suitable mortgage for you.
If you are consolidating debt, I will make sure you understand the impact of this on your short and long term finances and that you have considered any other options available to you.
Protection
Your house is likely to be the most expensive purchase that you make. At Honeybee Mortagage Solutions I will advise you on life insurance, to ensure your loved ones can remain in the home should the worse case scenario happen. I will also ensure you understand your risks regarding unemployment and illness and provide you with advice on how best to mitigate which events using critical illness insurance, income protection and family benefit cover.
Additional Services
I can also offer a referral service in the following areas:
Estate Agency
Conveyancing
Will Writing
Homebuyers Surveys
These services are offered by referral to a third party